Join Our Net Branch Cooperative Network

While solidifying its business, Mann Mortgage laid the foundation to give mortgage lending entrepreneurs a chance at business ownership via the net branch “cooperative” model.  In many ways Mann Mortgage is an old-fashioned community-institution style mortgage lender, now attracting other lenders to join in its business.  In many ways, it is a pioneer, selecting cutting-edge tools which allow its branches to operate with fluid efficiency and interdependence.

Over the last 20 + years, Mann Mortgage has grown upon and succeeded with a business model which, although unusual in our industry, is extremely productive and deeply rewarding at its net branch lender level.  Our company believes in the power of cooperation and contribution among individuals to create:

• Operational economies of scale
• Motivated individuals
• Respect for the diverseness of our communities
• Market agility neither achievable for mortgage lending behemoths nor smaller, “we-do-everything-ourselves” shops.

Hometown values, solid partnerships, practical processes, leading-edge technology:  That’s how Mann Mortgage does business.  Raised in North Dakota, founder Don Mann grew up around and understood at a young age the value farm cooperatives brought to each individual coop member.  Once he was ready to go into business himself, Don had already imagined the cooperative as the fairest and most productive mortgage lending business model.

As the idea spreads, its absolute common sense and success are hard to deny.

We love an entrepreneurial spirit, and to a considerable extent, intend to leave net branch management to branch executives.  We understand economies of scale both in operations support and technical infrastructure. We leverage our mortgage lending cooperative structure to centralize essential services and to make the most relevant Fortune 500 grade technology tools available to each branch.

Mann Mortgage is an example of a 21st Century cooperative.  Experienced mortgage bankers find it a refreshing and rewarding model.